Ottawa, Ontario Real Estate CECILIA RAFAEL 613-324-7819
Cecilia Rafael, Real Estate Salesperson

BUYING A CONDO?
Tips for Buying a Condominium

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Home Buyers Corner

 

 
Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home that have not been covered here and I will be glad you did.

Did you know:

-That first-time home buyers qualifies for a property tax rebate of upto $2,000

-That first-time home buyers can withdraw upto $25k from their RRSP without being taxed

-That you only need to put 20% down payment to avoid paying mortgage insurance premium

-That government has a eco-rebates

-That government has a reno-rebates

Below, select desired reports and complete the form provided.

 


Danger! Buyer Traps

"A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you."

Buy with Zero Down Payment

"Now you can realize the dream of owning your own home with zero down payment."

Moving Up!?

". . . you have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes or, just as bad, the dilemma of having no place to live during the gap between closings"

Save Thousands

“When you analyze those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller’s asking price, some common denominators emerge.”

Stop Paying Rent

"If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours."

A Smooth Home Purchase in Six Steps

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible

How Not To Pay Too Much For Your Home

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

Avoid The Most Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

Six Buyer Mistakes

"Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can literally cost or save you thousands of dollars and years of expense."

Buying Your First Home?

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

Philippines Condo Hotel: "Lancaster"

32 Storey of Glorious Condominium Hotel Style. Payment Scheme Attached.


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JACK OF THE TRADE

MORTGAGE Officer

 

(East) John C. Melo

Place d’Orleans Mall

Tel: 613.824.7121

Fax: 613.824.0315

john.melo@scotiabank.com

 

(Mobile) Jerry Hong 

Tel: 613.296.3307

Fax: 613.232.1332

j.hong.nbc@videotron.ca

 

APPRAISERS

 

Pigeon Roy Real Estate Appraiser

613.739.7714

 

Affiliated Appraisers

613.728.3991

 

MORTGAGE/LIFE Insurance

 

Mel Tabalba 613.592.9304

mel@insuranceontario.com

 

Rey Aldava 613.728.3200

rraldaba@yahoo.com

 

Sonia del Rosario 613.567.9700 ext 250

sonia.del.rosario@sunlife.com

 

Precy Teodoro 613.265.8942

www.WorldFinancialGroup.com

 

Julie Bicol 613.739.5643

Primerica

 

Joe Pendon 613.769.7346

Joe.pendon@sunlife.com

 

HOUSE Inspector

 

John Redmond 613.236.1113

pjohnredmond@hotmail.com

 

Mel Argun 613.762.9739

mel@focushomeinspections.com

 

Dave/Marc 613.294.6819

closerlookhomeinspections@yahoo.ca

 

Brian Callaghan 613.860.6155

alert@travel-net.com

 

John Bouchard 613.323.6653

Joel_bouchard@sympatico.ca

 

REAL ESTATE Lawyer

 

(East) Jacques Robert

Tel: 613.837.7880

2788 St. Joseph Bvld

 

(East) Viv Nijhawan

Tel: 613.744.7763

3-5330 Canotek Rd

 

(Central) Alicia Natividad

Tel: 613.566.7045

814-116 Albert St

 

(South) Nancie-Anne Heaphy

Tel: 613.733.3000

Billings Bridge Plaza - Basement 

 

(West) Ronald Scott

Tel: 613.725.3723

1335 Carling Ave. Suite 420

 

MOVERS

 

Denis Delorme 613.841.4005

Sunshinemoving.ca

 

Sonny Pangilinan 613.321.8867

 

AMJ Campbell Van Lines

Carol Banville 613.737.0000 x 237

cbanville@amjcampbell.net

 

CLEANING Services

Rene/Rosalyn 613.324.7813

Donna 613.745.2626

 

HANDY Man

Service Plus 613.293.7294

Pablo 613.823.9916

Bernie 613.747.7914

Bobby 613.265.4801

Carlos 613.697.4427

 

HOME Renovation

A www.carepro.ca 613.265.7902

A www.homespacedev.ca  613.229.2457

K/B www.aluca.ca 613.745.9500

K/B www.poirierkitchens.com 613.761.1694

K/B www.phi-design-reno.ca

613.913.9595

W/R www.nuden.com 613.742.1546

 

*K-kitchen B-bath W-window R-roof

A-all

 

ELECTRICIAN

Garry McRae Tel: 613.748.1167

 

Prepared by: Cecilia Rafael

Real Estate Representative

 

 

 
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